Debt Recovery Services up to £100,000

At FCOS, we understand the importance of swift and effective debt recovery. Our fixed-fee debt recovery service offers a streamlined approach to help you reclaim outstanding debts efficiently, providing peace of mind and financial security for your business.

How it Works:

  • During a consultation, which will cost £300 +VAT for 30 minutes, we will assess your and confirm if the debt can be dealt with under the fixed-fee service.
  • If it can, the charge for preparing and sending the letter before action, including calculating simple interest for up to five invoices will be £150 + VAT.
  • If the debtor fails to respond or pay within the specified timeframe, we offer a financial report on the debtor to assist you in making informed decisions about pursuing the debt further.
  • The fixed fee for the financial report is £99, providing valuable insights to guide your next steps.
  • Should court proceedings be necessary, we handle the preparation and issuance of the claim on your behalf.
  • Our fees for this stage are dependent on the size of the debt, inclusive of any interest being claimed.

We will submit claims within 2 weeks of your instructions being accepted.

Fee Structure:




Under £300



£300 - £500



£500 - £1,000



£1,000 - £1,500



£1,500 - £3,000



£3,000 - £5,000



£5,000 - £10,000



£10,000 - £50,000


5% of the claim's value

£50,000 - £100,000


5% of the claim's value

Over £100,000

Agreed on a case-by-case basis

5% of the claim's value

  • If the debtor fails to respond to the claim, we proceed to obtain a county court judgment (CCJ) against them to enforce payment.
  • Our fees for requesting a CCJ vary based on the amount of the judgment.
  • It will take roughly 2 weeks from receipt of instructions to applying for a county court judgment.

Fee Structure



Under £200




£300 - £400


£400 - £500


£500 - £1,000


£1,000 - £5,000


£5,000 - £15,000


£15,000 - £50,000


£50,000 - £100,000


Over £100,000

Agreed on a case-by-case basis

  • In cases where the debtor still refuses to pay, we advise on the most suitable enforcement methods, tailored to your specific circumstances.
  • Fees for enforcement methods are outlined based on the chosen strategy.
  • The application for any of the below methods will take 4 – 12 weeks but may be longer based on the court’s workload.
    Fee table:




    Advice on the most appropriate enforcement action



    Attachment of Earnings Order


    £110 court fee

    Third-Party Debt Order (including first hearing)


    £110 court fee

    Charging Order (including first hearing)


    £110 court fee

    Warrant of Control (for debts under £5,000)


    £110 court fee

    Writ of Control (for debts over £600)


    £66 court fee; £75 if the enforcement action is unsuccessful

    Court Attendance Order


    £55 court fee; £150 process server’s fee

    Serving a Statutory Demand


    £150 process server’s fee

    Bankruptcy Petition (for judgment debts over £5,000)

    450 for debts up to £100,000 (to be agreed for debts over £100,000)

    £280 court fee; £1,500 Official Receiver’s deposit; £150 process server’s fee

    Winding Up Petition (for judgment debts over £750)

    £4,250 for debts up to £100,000 (to be agreed for debts over £100,000)

    £280 court fee; £2,600 Official Receiver’s deposit; £150 process server’s fee; £70 London Gazette advertisement


Key Considerations:

• Our fixed-fee service applies to unpaid and undisputed commercial invoices within England and Wales
• Debtors will be directed to address any queries directly to you, ensuring prompt communication and payment processing.
• Should the debt fall outside the fixed-fee service, we offer bespoke fee arrangements and strategic advice to address the situation effectively.
• FCOS provides ongoing support and guidance to refine in-house processes and minimize future debt-related challenges.

Expert Handling:

Your debt recovery matters will be handled by our experienced expert, Ginis Padure, ensuring dedicated attention and professional guidance throughout the process.

Need Help? Let’s Get in Touch

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